Adventure & Trip Protection Plans | Detour Travel Insurance

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Caving & Spelunking

Yoga

Whitewater Rafting

Surfing

Cycling

Skiing & Snowboarding

Scuba

Base Jumping

Detour with Confidence

The essence of being human is to explore. Detour insures and ensures that the spirit of adventure is kept alive.

Detour Travel Protection safeguards your health and well-being, prepaid expenses, and gear and personal belongings should things wander off course. In addition to providing coverage for trip cancellation and interruption, Detour’s versatile plans include coverage related to trip delays, emergency medical expenses, baggage, emergency medical evacuations, along with enhanced benefits such as non-insurance and 24/7 emergency travel assistance services. Detour Insurance coverage options range from basic protection for the casual traveler on a budget to extreme sport coverage for the hardcore adrenaline junkie.

Base Jumping

Extreme trips deserve real protection—coverage can help with canceled travel, injuries in remote areas, and lost or damaged gear (benefits vary by plan).

SCUBA

Dive with confidence—coverage can help with trip disruptions, damaged or delayed dive gear, and dive-related medical emergencies like specialized treatment and evacuation (benefits vary by plan).

Cycling

From bike packing to guided tours, coverage can help when flights disrupt plans, bikes/gear get damaged in transit, or a crash leads to medical needs and transport (benefits vary by plan).

Skiing & Snowboarding

Hit the slopes with backup—coverage can help with flight cancellations, lost or damaged winter gear, and injuries that require emergency medical care or evacuation (benefits vary by plan).

Whitewater Rafting

When plans capsize, coverage can help with trip cancellations, injuries from a flip, evacuation from remote gorges, and damaged rafting gear (benefits vary by plan).

Caving & Spelunking

Go underground with protection—coverage can help with expedition disruptions, injuries that require complex evacuation, and costly technical gear damage or loss (benefits vary by plan).

My buddies and I finally made time for this trip. Never really thought about travel insurance until a friend mentioned it. Well, I laid down a rental motorcycle on vacation in Ireland. The damage was thankfully minor and I wasn't hurt, but when it happened, lots of scary thoughts went through my head. Just nice to know that I had Detour at the time, in case something went horribly wrong!

Mike K. 9/25

Three days before our Maldives anniversary trip, our beloved Collie mix, Francis, became critically ill and passed away. There was no way we could travel. Detour treated Francis like family and covered our cancellation costs without hassle. In the hardest week of our lives, their compassion and quick support were a true relief. We’ll never travel without Detour again.

Ava & Daniel R. 10/25

Our family flew to Iceland for a Ring Road adventure—but our luggage didn’t. With nothing but the clothes on our backs, we called Detour. They approved essentials, covered rental hiking gear, and reimbursed what the airline didn’t. Instead of spending days stressing, we hit the road for the trip we planned. Detour turned a travel nightmare into a hiccup. We are customers for life.

The Johnson Family 12/24

Packed light for a liveaboard surf trip in Indonesia - my 3 fave boards wrapped in double-foam cases. After a day+ of travel, I opened my bag at baggage claim, and my heart sank - boards in pieces. Detour covered the cost to replace my boards and gave me funds to rent gear from a pro shop near the dock. Without Detour, I wouldn’t have been able to make the best of a bad situation.

James M. 1/25

In my early 70s, I finally booked a 16-day cycling trip in India—my bucket-list adventure. On day 5, a fellow cyclist crashed into me. I was stabilized in India and flown home by medical ambulance. I’m okay now but the bills topped $250,000. Without Detour's coverage, I might have had to sell what I spent a lifetime building— I’m not sure I would’ve made it home at all.